The following sections are available*

• Road Risks

  Cover for motor vehicles whilst being used on public road, a legal requirement under the Road Traffic Acts

  
  

• Material Damage

  "All risks" cover to protect your buildings, contents, stock and vehicles

  
  

• Public Liability Servicing and Sale of Goods

  Cover in respect of your legal liability for injury to third parties or damage to their property

  
  

Optional Extras

• Business Interruption

  Covers the loss of profits from your business, arising from insured events such as a fire

  
  

• Employers Liability

  Covers your legal liability for damages arising from injury or illness to your employees whilst working for you

  
  

• Selected All Risks

  Cover to protect specified items situated within the United Kingdom

  
  

• Engineering inspection cover

  Inspection of plant where required by law

  
  

• Goods in Transit - Own Goods

  Cover in respect of loss or damage to property whilst in transit in your own vehicles

  
  

• Theft by Employees

  Cover against loss of money or property due to employee dishonesty or acts of fraud

  
  

• Commercial Legal Expenses

  Covers solicitors' fees and expenses. It also covers the cost of barristers and witnesses, court costs, and opponents' costs if awarded against you

  
  

• Computer Insurance

  Cover for loss or damage to computer equipment

  
  

• Deterioration of Stock

  Cover for stock being made unusable as a result of unforeseen deterioration

  
  

• Group Personal Accident and Sickness

  Cover for you and your employees for bodily injury or an inability to carry out normal working activities